means a corporation meant to serve, in outcome, like a individually included Office on the financial institution, doing, at areas at which the financial institution is licensed to engage in organization, capabilities the lender is empowered to execute directly.
Pursuant to § 228.28 and appendix C to this component, the Board assigns conclusions to get a lender's Retail Products and services and Items Check efficiency in Every facility-based evaluation spot, State and multistate MSA, as relevant, and for your establishment.
The Board premiums the general performance of the intermediate financial institution evaluated below this part as provided in appendix D to this element.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(three) In case the lender revised the initial draft prepare in reaction to the general public enter received, the initial draft program as produced for general public remark with an evidence of the related alterations; and
) A Local community enhancement loan originated or procured, or simply a Group progress expense made, together with a legally binding commitment to increase credit score or even a legally binding commitment to take a position, inside the calendar calendar year, as explained in paragraph I.a.one.i of appendix B to this component;
The Board's thing to consider with the branch distribution metrics is informed by the subsequent benchmarks:
Purchases of property finance loan-backed securities wherever a bulk of the underlying loans are certainly not loans which the bank originated or acquired and:
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상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A bank will have to specify in its approach how all things of a strategy covered in paragraphs (g)(one) by (five) of the segment, together with check here any other relevant effectiveness exams not A part of an permitted strategic prepare, needs to be regarded to assign:
A big lender should accumulate and keep, inside of a structure in the bank's deciding on or inside of a standardized structure, as supplied by the Board, right up until the completion in the financial institution's subsequent CRA examination through which the data are evaluated, the following Group development solutions information:
(iii) A bank that features further efficiency evaluation parts with accompanying yearly measurable objectives in its strategy must specify the geographic parts the place Individuals factors and ambitions apply.
Pursuant to § 228.21, the Retail Lending Test evaluates a financial institution's record of assisting to meet the credit rating needs of its overall community through the financial institution's origination and buy of residence mortgage loans, multifamily loans, tiny business loans, and modest farm loans.